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							Verlingue e TwinklOO juntam forças para seguro de vida crédito habitação						</h1>
					
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								<ul class=”meta__info”><li class=”meta__author”>Carolina Neves Carvalho</li><li class=”meta__time”>4 Fevereiro 2026</li></ul>							</div>

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					<h2 class=”entry__lead”> A corretora Verlingue Portugal e a intermediária de crédito TwinklOO fecharam uma parceria e vão colocar no mercado um seguro de vida crédito habitação. </h2>
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				<p>A corretora de seguros <strong>Verlingue Portugal acaba de estabelecer um protocolo exclusivo com a intermediária de crédito TwinklOO.</strong> Esta <strong>parceria vai disponibilizar uma solução personalizada de Seguro de Vida Crédito Habitação</strong> aos clientes.</p>
<figure id=”attachment_1814455″ style=”width: 800px” class=”wp-caption aligncenter”><img fetchpriority=”high” decoding=”async” class=”wp-image-1814455 size-full” src=”https://ecoonline.s3.amazonaws.com/uploads/2026/02/image00014-1.jpeg” alt=”” width=”800″ height=”450″/><figcaption class=”image__slide-meta”><span class=”caption__text”>Miguel Salema Garção, Chief of New Business &; Partnerships Officer da Verlingue Portugal, com Bruno Garcia, Head of Operations da TwinklOO, Luiza Fragoso Teodoro, CEO da Verlingue Portugal, e Nuno Ravara, Managing Director TwinklOO.</span></figcaption></figure>
<p style=”margin-top: 0px; margin-bottom: 28px; font-style: normal; font-weight: 400; font-family: ‘Fira Sans’, sans-serif; font-size: 17px; color: #1a231a;”>Esta solução vai ser<strong> distribuída através da rede franqueados da TwinklOO</strong>, de forma a “criar aqui um posicionamento e uma afirmação neste segmento”, explica Luíza Teodoro, CEO da Verlingue.</p>
<p>Teodoro sublinha ainda que a corretora, devido ao seu papel no mercado tem “uma visão 360 de todas as soluções que existem” e que, graças a isso, consegue<strong> conjugar a melhor solução “em termos de cobertura” que vai além do que é obrigatório e que os bancos exigem, “mas também pensando não apenas na proteção da hipoteca, mas na proteção da família</strong>”, sublinha. O papel das corretoras neste segmento é essencial, pois pode “<strong>garantir um preço que, por vezes, chega a ser 50% mais barato face ao oferecido </strong><strong>pelos</strong> bancos. Para além disto, <strong>esta solução de seguro irá cobrir 55% de invalidez.</strong></p>
<p style=”margin-top: 0px; margin-bottom: 28px; font-style: normal; font-weight: 400; font-family: ‘Fira Sans’, sans-serif; font-size: 17px; color: #1a231a;”><span style=”font-size: 17px;”>Já Bruno Balsa Garcia, </span>Head of Operations<span style=”font-size: 17px;”> da </span>TwinklOO<span style=”font-size: 17px;”>, ressalta que “<strong>nem sempre a solução que o banco dá é a solução mais viável e indicada para o cliente</strong>” e que esta parceria quer “trazer mais soluções para cima da mesa para o cliente tomar uma decisão mais informada”.</span></p>
<p>A <strong>TwinklOO, irá “procurar a melhor taxa para o cliente</strong>, que se adequa mais às suas necessidades, e a <strong>Verlingue, como corretora, procura a nível do seguro de vida e, eventualmente do seguro multirriscos, a solução que se adapta mais à necessidade do cliente</strong>”.</p>
<p style=”margin-top: 0px; margin-bottom: 28px; font-style: normal; font-weight: 400; font-family: ‘Fira Sans’, sans-serif; font-size: 17px; color: #1a231a;”><span style=”font-size: 17px;”>Miguel Salema Garção, </span>Chief of New<span style=”font-size: 17px;”> Business &; </span>Partnerships Officer<span style=”font-size: 17px;”> da </span>Verlingue<span style=”font-size: 17px;”>, salienta que esta <strong>competição com os bancos</strong>, que geralmente oferecem os seus próprios seguros de vida crédito habitação aos clientes que pedem empréstimos para a compra de casa, <strong>é uma “competição saudável”</strong>, pois “quanto mais competição, mais esforço e mais dedicação e empenho </span>temos e <span style=”font-size: 17px;”><strong>melhor o resultado para o cliente final”.</strong></span></p>
<p><span style=”font-size: 17px;”>A </span><strong>Verlingue<span style=”font-size: 17px;”> vai ainda disponibilizar um simulador “para que os profissionais da </span>Twinkloo<span style=”font-size: 17px;”> e os seus franchisados</span></strong><span style=”font-size: 17px;”> possam logo no momento também<strong> apresentar prémios indicativos aos seus clientes</strong>” afirma. </span></p>
<p><span style=”font-size: 17px;”>Existirá ainda a <strong>interação de equipas, “pessoas que podem ir durante determinados períodos aos escritórios da </strong></span><strong>TwinklOO<span style=”font-size: 17px;”>”, </span>enquanto que<span style=”font-size: 17px;”> a equipa da </span>TwinklOO<span style=”font-size: 17px;”> também estará presente nos escritórios da </span>Verlingue</strong><span style=”font-size: 17px;”> para que seja criado “um <strong>corpo de trabalho que permita encontrar as melhores soluções e ultrapassar as dificuldades</strong> que nestes processos são normais no início a aparecer”, contou Miguel Salema Garção.</span></p>
<p>Bruno Balsa Garcia acredita que <strong>desta parceria irão resultar outros negócios, graças a “vendas cruzadas”,</strong> “seja a nível produtos vida e de seguro multirriscos, ou de outros seguros”, mas que o essencial é ser fornecido “ao cliente a melhor solução para as suas necessidades, para o seu perfil de cliente”.</p>
<p>Esta <strong>parceria terá uma duração de três anos e será renovável por outros três anos</strong>, com um “objetivo de continuidade”.</p>
<p>Garção explica ainda que a<strong> Verlingue está a “apresentar ao mercado um ecossistema com um conjunto de parcerias, que tem como objetivo principal ajudar as PMEs a crescerem</strong>”. Para o especialista, num mercado atual tão competitivo “afirmarmo-nos como um <em>player </em>de apoio às empresas” é a chave para que “através daquilo que nós oferecemos, possam passar de micro a pequenas, de pequenas a médias e de médias a grandes empresas”.</p>
<p>Já a<strong> TwinklOO tem como objetivo crescer ainda este ano 25% mais face a 2025, atingindo as “3 mil famílias”</strong>, e considera esta parceria um passo nessa direção.</p>
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